Financing
Rates in under 2 minutes
Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.
Easy monthly payments
No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront.
Get your money fast
Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.†
No prepayment penalties
There are no fees for paying off your loan sooner, saving you time and money.
All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of
36 months would have a monthly payment of $344.21.
† Funding can be as soon as 24 hours and takes 3-5 days on average.
† 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in
length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please
consult the disclosures related to any particular card offer.
‡ Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not
accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533
Hearth helps you find monthly payments for your project.
We’ll help you compare pre-qualified rates in less than 2 minutes and offer helpful tips to match you to the right financing.